Insurance & fees
Understanding cost and coverage is an important part of choosing care. We will help clarify the available payment options before your first appointment.
Planning for care
Insurance benefits and financial responsibilities can vary by plan and circumstance. Please contact the practice to confirm current participation, session rates, and applicable policies.
No appointment needs to be scheduled until you have had an opportunity to ask questions and understand the expected cost.
If you plan to use insurance
Taking a few minutes to confirm benefits can help prevent surprises later.
Ask whether Richard currently accepts your specific insurance plan and whether space is available.
Ask about outpatient mental-health coverage, deductibles, copayments, coinsurance, and authorization requirements.
Confirm the expected arrangement before choosing an appointment time.
Other financial details
These details can affect the cost of care. The practice will provide confirmed information before it applies to you.
Ask whether out-of-network documentation is available and contact your insurer to learn whether your plan offers reimbursement.
Please provide at least 24 hours’ notice when cancelling or rescheduling an appointment. Cancellations made with less than 24 hours’ notice, as well as missed appointments, may be subject to a fee of up to $50.
Ask which payment methods are accepted and when copayments, coinsurance, deductibles, or private-pay fees are collected.
If you are paying without insurance, ask what written cost information is available for the anticipated course of care.
A helpful reminder
Confirmation from the practice is not a guarantee of payment by an insurer. Coverage can depend on eligibility, deductibles, medical-necessity requirements, authorizations, and the specific terms of your plan.
Questions about cost or coverage?
Reach out to ask about current insurance participation, private-pay rates, and next steps.